MORTGAGE ADVICE
MortgageAdvice.co.uk can connect you with a selected adviser who can discuss your circumstances, mortgage requirements and options.
Find a mortgage adviser
Your home may be repossessed if you do not keep up repayments on your mortgage.
START YOUR ENQUIRY
What do you need help with?
Choose the type of mortgage help you’re looking for. This creates a clear starting point for a future conversation with an adviser.
UNDERSTANDING THE SERVICE
What does a mortgage adviser do?
A mortgage adviser can assess your circumstances, discuss affordability and requirements, research suitable mortgage options within the scope of their service, explain relevant costs and features, and assist with the mortgage application. The terms mortgage adviser and mortgage broker are often used interchangeably; consumers may also search using the spelling mortgage advisor.
When might mortgage advice be useful?
These are examples, not circumstances in which someone necessarily needs an adviser.
Do mortgage advisers have access to every mortgage?
The scope of mortgage advice can vary. Some advisers may consider mortgages from a broad range of lenders, while others may operate from a more limited panel or have other restrictions. Ask an adviser about the scope of their service.
How much does a mortgage adviser cost?
Charging structures vary. An adviser may charge a fee, receive commission from a lender, or use a combination, depending on the service and circumstances. Charges and relevant remuneration arrangements should be made clear.
How to choose a mortgage adviser
Regulation — check relevant firms and individuals, where appropriate, using the FCA Register.
Scope of service — ask what range of lenders and mortgage products the adviser considers.
Fees — understand what you will pay, how charges work and when any fee becomes due.
Relevant experience and communication — understand the adviser’s process and how they will handle the application.
THE ENQUIRY JOURNEY
What happens when I request an adviser?
01 — Tell us what you need help with
Provide some basic information about the mortgage help you’re looking for.
02 — We connect you with an adviser
MortgageAdvice.co.uk can introduce you to a selected adviser appropriate to the type of enquiry.
03 — Discuss your circumstances
The adviser can explain their service, charges where applicable and discuss your mortgage requirements.
04 — Decide whether to proceed
There is no obligation to proceed merely because you make an initial enquiry through MortgageAdvice.co.uk.
Why regulation matters
MortgageAdvice.co.uk acts as an introducer and does not provide regulated mortgage advice. Consumers can check relevant firms and individuals on the Financial Services Register.
COMMON QUESTIONS
Mortgage adviser FAQs
What is the difference between a mortgage adviser and a mortgage broker?
Do I need a mortgage adviser?
How much does a mortgage adviser charge?
Does a mortgage adviser have access to every lender?
Can a mortgage adviser help if I’m self-employed?
MortgageAdvice.co.uk can connect you with a selected adviser to discuss your circumstances.
Find a mortgage adviser
No obligation to proceed.
Your home may be repossessed if you do not keep up repayments on your mortgage.
MortgageAdvice.co.uk is operated by Mortgage Website Limited (company number 17359328), registered office: 54 Sun Street, Waltham Abbey, EN9 1EJ. Mortgage Website Limited is an introducer and does not provide mortgage or equity release advice. We introduce customers to selected advisers who are appropriately authorised and regulated to provide the relevant advice. Mortgage Website Limited may receive a fee from the adviser or advisory firm for making an introduction. Your home may be repossessed if you do not keep up repayments on your mortgage. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits and your tax position. © 2026 Mortgage Website Limited. All rights reserved.